National Insurance Crime Bureau (NICB)

What is the National Insurance Crime Bureau?

Headquartered in Des Plaines, Illinois, the National Insurance Crime Bureau (NICB) is the United States' leading not-for-profit organization exclusively dedicated to predicting, preventing, and prosecuting insurance crime through Intelligence, Analytics, and Operations; Education and Crime Prevention; and Strategy, Policy, and Advocacy.

The NICB is supported by more than 1,200 property and casualty insurance companies and self-insured organizations. NICB member companies wrote over $582 billion in insurance premiums in 2021, or more than 82% of the nation's property-casualty insurance premiums. That includes more than 96% of the nation's personal auto insurance.

How does NICB contribute to the fight against fraud?

Formed in 1912, the NICB leads a united effort to combat and prevent insurance crime through intelligence-driven operations. Its nearly 400 employees work with law enforcement agencies, technology experts, government officials, prosecutors, international crime-fighting organizations, and the public to lead a united effort to prevent and combat insurance fraud and crime.

NICB’s investigative efforts focus on multi-claim, multi-carrier investigations of major criminal activity. To facilitate investigations, NICB agents serve its members and collaborate with law enforcement agencies across eight regional field offices. In 2021, NICB recovered 250,305 vehicles with a total value of $933 million; $51 million in loss mitigation; and $11.2 million in restitution ordered.  

NICB has a multitude of services and products across all divisions but Learning and Development is a foundation for NICB. They develop standardized training curriculum — the gold standard in the insurance field — for entry-level to advanced analysts and investigators that keep pace with emerging threats and industry needs.

NICB In Action

NICB has worked several high-profile cases over the years, including the 1993 World Trade Center Bombing, the 1995 Oklahoma City Bombing, and the September 11, 2001, attacks. Most recently, NICB assisted with the Nashville Christmas Bombing.

On Christmas morning in 2020, a bomb exploded at 6:30 a.m. on Nashville’s historic Second Avenue. An RV had been loaded with explosives and parked in front of an AT&T switch facility. The RV owner, identified as 63 year-old Anthony Quinn Warner, used a computerized female voice over a loudspeaker warning people to evacuate the area. Warner was the only person killed in the blast, although the bomb damaged 65 buildings and displaced dozens of businesses and residents nearby.

NICB immediately reached out to its partners in the Metro Nashville Police Department, Tennessee Highway Patrol, and the FBI to offer assistance. Later that day, the FBI called NICB for help identifying the RV. NICB agents provided analysis and advice to the FBI, as well as recommendations for the investigation at the scene in terms of identifying and prioritizing what vehicle parts were critical to recover. Investigators found several parts with casting or part numbers and sent photos to NICB. NICB agents were then able to narrow down possible casting numbers on the engine block and transmission to a few Ford-model RVs. Authorities ultimately identified the vehicle through information provided by NICB. The FBI determined that Warner acted alone with the intention to kill himself and the bombing was not terrorist-related.

For more information about NICB and its benefits and services, go to www.nicb.org. NICB’s annual Vehicle Identification Manuals are available to Canadian law enforcement for up to50 free copies of a given title year (shipping not included).